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Business Money Market Account
† Source: Informa Research Services, Inc. Calabasas, CA, as of 11/9/2009. www.informars.com. Data is based on a balance of $2,500. Although the information has been obtained from various institutions themselves, the accuracy cannot be guaranteed.
Business Money Market: Great rates with easy access through checks. No fees and no minimum balance.
- What is a Business Money Market Account?
A Capital One Business Money Market Account is a savings account that allows your business funds to work for you by paying a higher-than-average rate of return -- while still providing you access to your money through check-writing privileges.*
- Grow your business savings with a great rate
We have a history of providing great rates, and as you can see from the chart in the box above, our rate is well above the national average for business money market accounts.
- Easy access to your business funds with free checks*
Business Money Market Accounts have different rules for withdrawing funds than regular checking accounts. You're allowed up to six transfers or withdrawals each statement cycle, three of which may be checks written to a third party.
- No monthly fees and no minimum balance
Really. Service and maintenance fees do not apply to this account. You need $1 to open an account, but you'll earn interest on any amount you have in your account.
- FDIC insured to at least $250,000 per depositor
You know your money is safe with us. The Federal Deposit Insurance Corporation (FDIC) now provides insurance on deposits in Capital One Bank (USA), N.A. and Capital One, N.A., to at least $250,000 per depositor, per institution. This increase to $250,000 has been extended through December 31, 2013.
Individual and joint accounts are insured separately. For example: if you have both an individual account and a joint account with your spouse in each of our institutions, total deposits for you as a couple can be insured up to $1.5 million (up to $250,000 in each of the individual accounts, and up to an additional $250,000 per spouse in each of the joint accounts). - Access to your account information online or by phone
View up-to-date account information through Capital One's free Online Banking service. You can also call our automated account information line.
- Learn more about Direct Banking
Direct Banking is Capital One's way of bringing you a variety of FDIC-insured savings accounts that earn great interest without ever having to step into a bankyou access your account online or over the phone. You are banking "directly" with us, so we can offer money market accounts with more competitive rates than traditional branch banks.
You can feel safe with us. Capital One, one of the country's largest deposit institutions, is a leader in financial services, offering a broad spectrum of products and services to consumers, small businesses and commercial clients. We have more than $80 billion in total deposits because of the level of trust we've built with out customers.
Looking for more info? Check out our FAQs.
Take a look at our Rates & Terms and Disclosures.
If you're ready to sign up, open an account now.
Open an account by phone at 1-866-858-6593.
Business Money Market Accounts are serviced by Capital One Direct Banking in cooperation with Capital One Small Business.